Panthers 12-4
Saints 12-4
Falcons 10-6
Bucs 9-7
The offensive weapons in Carolina will be fine, overall it will probably be an upgrade and at the end of the season people will change their tune. The offensive line is the sticking point, they need to find a group that works best together. Carolina has a very hard stretch where I think they will get their season's losses. Four or less losses and they will have a shot at the playoffs: Lions, Steelers, @ Ravens, Bears, @ Bengals, @ Packers, Seahawks, Saints, @ Eagles. The last 6 games of the season following that stretch could all be wins, with the toughest test being @ New Orleans. Falcons twice, Bucs, Browns, Vikings, and the mentioned @ New Orleans game.